Surplus funds (sometimes referred to as excess funds) may exist when a foreclosed property sells for more than the total amount owed on the mortgage, fees, and costs.

When this happens, the remaining funds are typically held by a court, trustee, or other authorized administrator until claimed by the rightful party. Many former owners are unaware that these funds exist, and in some cases, the money goes unclaimed.

Availability and eligibility depend on the details of the foreclosure and applicable state law.

• We review publicly available foreclosure and court records to determine whether surplus funds may exist.

• If funds appear available, we assist with gathering and organizing the required documentation for submission.

• All claims are reviewed and approved by third-party authorities such as courts or trustees — not by PropertyUFlex.

• You are free to verify all information independently and are never obligated to proceed.

It's a clear, transparent process - with no upfront fees.